We simplify the exchange of health insurance and employee benefits data.

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What We Do

Enabling Digital-Quote-To-Card requires infrastructure. The Vericred platform democratizes the data and connectivity still holding our industry back. By bringing together health insurance carriers and technology solutions, we are powering the future of digital distribution in health insurance and employee benefits.

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Quoting

Vericred’s quoting (rating) solution makes it easy for carriers to gain representation on the digital quoting platforms driving today’s business and enables technology partners to spend more time focusing on customer experience and functionality and less time chasing underlying data sets and building carrier integrations.

quoting solutions
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Decision Support

Vericred’s data solutions enable tech companies to build robust decision support experiences, bringing transparency and guidance to the confusing world of health insurance and employee benefits. From plan search to provider search and physician referrals to ICHRAs, Vericred offers a single point of integration for those seeking to deliver individual, employer, and broker-facing solutions.

Decision Support Solutions
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Enrollment

Vericred’s enrollment and member management (eligibility) solution provides both carriers and tech platforms with one-to-many solutions for these complex mission critical functions. From new group installation through demographic changes to reconciliation, our enrollment solution eliminates the need for expensive direct connections.

Enrollment Solutions

The Vericred Platform

We operate as a data translation layer between hundreds of carrier and tech partners by delivering normalized, structured, and validated data through modern APIs.

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Connect

Vericred serves as a connection point between health plans and tech companies by delivering structured health insurance data through APIs. We don’t connect the dots; we’ve created the dots.

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Aggregate

Our platform partners have access to the industry’s most comprehensive library of health insurance plan designs, provider-networks, and formulary data.

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Translate

We don’t just deliver the data; we validate, normalize, and structure the data through proprietary processes so that our partners can access consistent data across carriers, markets, and even lines of coverage.

Enabling Innovation, Together

We all need to work together. Let Vericred connect you.

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Carriers

Carriers partner with Vericred to enable their digital distribution strategy. We are a one-to-many middleware solution, enabling carriers to meet the needs of InsurTech and digital health companies without IT investment and without going through contracting, security reviews, integrations, testing, maintenance, and migrations with tens or hundreds of organizations.

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Expand Your Membership

Quickly and easily gain representation across multiple technology platforms that brokers, employers, and potential members are already using for quoting and enrollment.

Gain Actionable Insights

Receive analytics on which platforms are quoting your plans and to whom. We help our carrier partners regain “line of sight” in this digital environment.

No IT Investment – We Build to You

We meet you where you are today. We love APIs, but most carriers don’t have them and that’s OK! Vericred builds to your existing means of delivering, ingesting, and processing data.

Reduce Operational Costs

The cost of contracting, security reviews, integrations, testing, maintenance, and migrations is high. As a one-to-many partner, Vericred insulates its carrier partners from these costs.

Modern APIs

We offer our tech partners modern APIs regardless of our means of connection to you. And if you choose to build APIs, we can be a thought partner helping you understand the market’s needs and best practices.

Welcome to the Club

As a Vericred Platform partner, instantly unlock strategic partnerships with the largest health and InsurTech innovators.

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InsurTech

Insurtech, BenTech, and HRTech companies partner with Vericred so that they can focus on building features, functionality, and user experiences instead of the underlying data and connectivity.

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Hundreds of Carriers

Gain access to data and connectivity with hundreds of medical and ancillary carriers across market segments through a single integration.

Scalable Solutions

Regardless of the function, Vericred’s APIs are consistent across carriers and even lines of coverage. As such, our tech partners enjoy substantial leverage through their integration with us.

Modern APIs

Most carriers don’t offer APIs, but we do! We are developers ourselves, so we understand what you need to develop great experiences with minimal lift.

Normalized Data

From benefit grammar to multiple NPIs to enrollment error messages, Vericred normalizes these data across carriers to enable you to deliver consistent user experiences.

Lower Costs

Every carrier has their own formats and means of delivering, ingesting, and processing data. Our solutions are less expensive than building and maintaining connections with each carrier.

Quality Assured

Data and connectivity is our business. We get it right!

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Digital Health

Health insurance touches every element of the care journey. Vericred’s solutions allow developers to add insurance centric features without building the underlying data and connectivity and solving the data challenges associated with health insurance data.

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Hundreds of Carriers

Gain access to data from hundreds of medical and ancillary carriers across market segments through a single API integration or through our datasets.

Scalable Solutions

Regardless of the function, Vericred’s APIs and datasets are consistent across carriers and even lines of coverage. As such, our tech partners enjoy substantial leverage through their integration with us.

Normalized Data

From context-free benefit grammar to solving the “multiple NPI” problem, Vericred normalizes these data across carriers to enable you to deliver consistent user experiences.

Lower Costs

Every carrier has their own formats and means of delivering, ingesting, and processing data. Our solutions are less expensive than building and maintaining connections with each carrier.

Modern APIs

Most carriers don’t offer APIs, but we do! We are developers ourselves, so we understand what you need to develop great experiences with minimal lift.

Quality Assured

Data and connectivity is our business. We get it right!

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Consultants

Consultants leverage Vericred’s data for plan portfolio rationalization, network design, actuarial analysis, new market development, policy development, and more. Our comprehensive and normalized datasets are a highly efficient solution for consultants in the health and benefits space.

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Hundreds of Carriers

Gain access to data from hundreds of medical and ancillary carriers across market segments through a single API integration or through our datasets.

Comprehensive Coverage

Vericred maintains the most complete health plan design and rate, provider network, and formulary datasets in the industry.

Normalized Data

From context-free benefit grammar to solving the “multiple NPI” problem, Vericred normalizes these data across carriers to enable consultants to perform apples-to-apples analyses.

APIs and Flat Files

Vericred data is available through its APIs as well as bulk files for easy ingestion and analysis.

Researchers

With support from a grant from the Robert Wood Johnson Foundation, Vericred makes certain datasets available at no cost to non-commercial researchers.

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Our Partners

From InsurTech, BenTech, and HRTech platforms to digital health companies, our customers are transforming how health insurance and employee benefits are quoted, sold, enrolled, managed, and used.

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Expertise In Action

We connect health insurance and employee benefit carriers with tech companies that are transforming the way these products are quoted, sold, enrolled, managed, and used.

2+ Million

Monthly API calls

300 +

Carrier Partners

50 +

U.S. States plus DC

100 +

Tech Partners
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Our Solutions Enable Your Company’s Mission

Contact us today to find out how we can help.

Vericred’s data solution was integrated into our cloud-based proprietary technology in days. Their solution provides Decisely small business clients with more healthcare provider choice while minimizing our back-office work – these efficiency gains allow us to serve small business employees better.
Richard MannDecisely, CPO

Latest Insights

From our team of experts

The ICHRA Revolution Webinar Recording

Vericred and Milliman discuss how and why ICHRAs (Individual Health Coverage Reimbursement Arrangements) are gaining traction, and what…

The Effect of Increased Competition on Premium Changes in the Individual ACA Market

To evaluate the impact of this increased competition in the individual ACA market, Vericred looked at premium changes from 2019 to 2021….

Vericred Analytics: Rate Favorable States for Small Groups to Shift to ICHRAs

ICHRAs are the hottest topic in employer-sponsored healthcare. We at Vericred are tracking a number of plan attributes that could…