Vericred Blog

The Top Five Questions Carriers Ask About ICHRA

While most carriers are aware of ICHRA’s existence, there are still several topics on which carriers have critical...

Shop-by-Doctor: The Health Plan Shopper’s Secret Weapon During Enrollment

To avoid the potentially high cost of out-of-network care, most consumers begin their plan shopping process with one question: “Which...

The Effect of Increased Competition on Premium Changes in the Individual ACA Market

To evaluate the impact of this increased competition in the individual ACA market, Vericred looked at premium changes from 2019 to 2021....

Vericred Analytics: Rate Favorable States for Small Groups to Shift to ICHRAs

ICHRAs are the hottest topic in employer-sponsored healthcare. We at Vericred are tracking a number of plan attributes that could...

Lightening up the year-end blackout period for employee benefits

Vericred's Blackout Period Change Management effectively eliminates the hassle of changing current-year plan details during open...

Eight Reasons ICHRAs May Transform Employer-Sponsored Health Insurance

Whether the shift toward ICHRAs will be as tectonic as the transition to 401(k)s remains to be seen. But there are many reasons to think it...

Covid is forcing a reckoning for the health insurance industry—and that’s good

Carriers and brokers who respond to the Covid-19 pandemic with speed and creativity will emerge from this crisis with more efficient...

How we migrated a 1TB database from Heroku to AWS Aurora with (almost) no downtime

Earlier this year we decided that we wanted to move our PostgreSQL database for the Vericred API from Heroku to AWS Amazon Aurora. Read...

Using Rust to Speed Up Your Ruby Apps: Part 4 — Testing

Blog series on why we chose Rust, how to test and integrate Rust into an existing Ruby codebase, and how executing code outside of Ruby's...