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Medicare Advantage Quoting API


Traditional brokers and lead generators are leveraging multi-carrier quoting technology to improve their productivity and better serve their clients. Carriers do not have to build quoting/rating APIs to gain representation on these platforms. Vericred brings your rating algorithms, base rates, factors, business, and rounding rules into our Platform and delivers individual and family quotes through an API to our InsurTech partners.

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With Vericred’s Medicare Rating API, you can build a medical and ancillary quoting solution without building and maintaining your own rating engine and the underlying data. Our Medicare rating API supports shop-by-doc and shop-by-drug.

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Key Attributes


Robust Functionality

Our Medicare Advantage Quoting API is more than just plan and rate data – it includes all of the logic around plan availability and rate build-up as well as supporting shop-by-doc and shop-by-drug.


Multiple Lines of Coverage

In addition to Medicare Advantage (and MAPD), our Medicare Advantage Quoting API delivers dental and vision quotes.


Robust Inventory

Our Medicare Advantage Quoting API includes all Medicare Advantage and MAPD carriers and plans. We also deliver dental and vision plans from select carriers.


Normalized Benefits

Building an apples-to-apples experience for brokers and individuals is hard if the same benefit design is presented three different ways by three different carriers. We developed a Bakus-Naur Form (BNF) context-free grammar to apply to all benefit presentations. This allows for consistent presentation of benefits across carriers.

API Calls and Responses

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API Calls

  • Individual location
  • Enrollment date
  • Prescription drugs (optional)
  • Preferred doctors (optional)
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API Response

  • Available plans
  • Plan benefits
  • Plan premiums (or credits)
  • Providers in and out of each plan’s network
  • Prescription drugs covered by each plan

Use Cases

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Broker Quoting

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Digital Brokers

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Lead Generation

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